1. Information We Collect
We may collect the following types of personal information when you use our website, apply for funding, or communicate with us:
- Personal Identifiers: Name, phone number, email address, mailing address
- Business Information: Business name, industry, revenue details, and other relevant business-related data.
- Financial Information: Bank account details, transaction history, and payment information.
- Communication Data: SMS messages, emails, call recordings, and customer service interactions.
- Technical Information: IP address, browser type, device information, and usage data from our website.
2. How We Use Your Information
We use the personal information collected for the following purposes:
- Providing Our Services: Processing funding applications, verifying identity, and managing accounts.
- Communication: Sending transactional notifications, updates, and customer service responses.
- Marketing & Promotions: Sending offers and promotional messages (with your consent).
- Fraud Prevention & Compliance: Ensuring legal and regulatory compliance, preventing fraud, and enhancing security.
- Improving Our Website & Services: Analyzing user behavior to enhance functionality and customer experience.
3. Who We Share Your Information With
We do not sell your personal information. However, we may share it with:
- Service Providers: Trusted third-party vendors who assist with payment processing, fraud prevention, customer support, and marketing services.
- Financial Institutions & Partners: To facilitate funding transactions and verify eligibility.
- Legal Authorities: When required by law, court orders, or to prevent fraud and security threats.
SMS Consent Protection:
Your SMS consent is not shared with third parties for marketing purposes. We will only send SMS messages related to your funding process, account updates, and customer service communications.
4. How We Protect Your Information
We implement industry-standard security measures, including encryption, secure servers, and access controls, to protect your personal data from unauthorized access, disclosure, or misuse.
5. Your Choices & Rights
- Opt-Out of Marketing Communications: You may opt out of email or SMS marketing at any time by following the unsubscribe instructions provided.
- Access & Update Information: You can request access, corrections, or deletion of your personal data by contacting us.
- Do Not Track Signals: We respect browser “Do Not Track” signals where applicable.
6. SMS & Communication Policy
If you provide your mobile phone number and consent to receive SMS messages from QM Advance, we may send text messages related to your funding application, receivables purchase agreement, account servicing, document requests, funding notifications, payment reminders, payment confirmations, and customer support.
Message frequency may vary. Message and data rates may apply. You may opt out of receiving SMS messages at any time by replying STOP to any message. For assistance, reply HELP or contact us at 800-699-0722 or visit https://qmadvance.com.
Your mobile phone number and SMS consent are used solely for providing the requested services and account-related communications.
SMS consent is not shared with third parties or affiliates for marketing or promotional purposes. Information may be shared with service providers only as necessary to deliver SMS communications and support our business operations.
7. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
📍 Address: 61-43 186th Street, Fresh Meadows, NY 11365
📞 Phone: 800-699-0722
📧 Email: policy@qmadvance.com
For more details, visit our Privacy Policy at: https://qmadvance.com/